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Financial Institutions and Banks

Banks and financial institutions play a direct role in reducing inequality, improving access to essential services, and combating climate change.
AFD works with stakeholders in the financial systems of emerging and developing countries to build a new, more sustainable finance model. This model aims to address three challenges: promoting finance that is accessible to as many people as possible, redirecting investment toward sustainable development, and building strong, crisis-resilient financial systems.
As part of our work to reduce economic, regional, social, and gender inequalities, we support the development of microfinance and financing instruments for the agricultural and rural sectors. We invest in financial innovation and digital finance, particularly in rural areas, to promote financial inclusion and develop solutions tailored to local needs. To combat climate change and its effects, we provide both financial and technical support to bring about changes in practice, and build strategic partnerships with public development banks.
View our offering for financial institutions and banks
Public Payment Guarantee
Designed for banks and private companies aiming to invest in infrastructure projects alongside public organizations (including governments, public enterprises and local authorities), our public payment guarantees (PPGs) mitigate the risk of payment default. They can be used as part of concession contracts or public-private partnerships (PPPs).

Cityriz, a guarantee for banks lending to local authorities
Cityriz enables local governments in Africa to invest in sustainable infrastructure projects. Whether in the water, transport or energy sectors, Cityriz provides guarantees to public and private financial institutions to facilitate financing for projects led by local authorities and their service operators.

Non-sovereign loan
For enterprises, public institutions, and local authorities without sovereign guarantees.

Local currency option
Our local currency financing option, which is aimed at companies, public institutions, and local authorities without a State guarantee, reduces exposure to foreign exchange risk.

Solutions tailored to your needs
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Explore Proparco
Are you a private company or financial institution? Discover our services for the private sector.
Comprehensive expertise to support your projects
With its dual sectoral and geographic expertise, Agence Française de Développement (AFD) designs customized solutions tailored to your needs and local contexts. AFD operates in 167 countries and 12 French Overseas Territories. Our work also draws on the strength of the Group – with Proparco and Expertise France – and on close collaboration with our partners. This synergy embodies our approach: always “by your side.”
